Jobs Mizan

 Starting a new business in Canada involves choosing the right legal structure. The two most common options are Limited Liability Company (LLC) and Corporation. Understanding the differences can help you make an informed decision. Note: In Canada, LLCs as understood in the U.S. do not exist. The Canadian equivalent is the sole proprietorship, partnership, or corporation. Corporation in Canada Legal Entity: Separate from its owners Taxation: Pays corporate tax; shareholders pay tax on dividends Liability: Shareholders have limited liability Structure: Directors, officers, and shareholders Pros: Easier to raise capital, better credibility Cons: More regulatory requirements and paperwork Sole Proprietorship / Partnership Legal Entity: Not separate from owner(s) Taxation: Income reported on personal tax return Liability: Owners personally liable for debts Structure: Simple and low-cost to set up Pros: Easy to operate, low startup costs Cons: Higher risk, limited growth pote...

 In 2025, cybersecurity threats are more sophisticated than ever. For small businesses in Canada, implementing robust security tools is no longer optional—it's essential. Here are the top tools to keep your business secure. 1. Norton Small Business Offers antivirus, firewall, and anti-phishing protection. Simple dashboard and multi-device coverage make it ideal for small teams. 2. Bitdefender GravityZone Business Security Lightweight yet powerful, with advanced threat detection and endpoint control. Scalable for growing businesses. 3. LastPass Business Secure password manager with admin controls. Helps staff use strong, unique passwords without the hassle. 4. Cloudflare Protects your website from DDoS attacks and malicious traffic. Also offers a CDN for faster performance. 5. Malwarebytes for Business Focuses on malware and ransomware detection. Affordable and easy to deploy. 6. Microsoft Defender for Business Integrated with Microsoft 365, offering endpoint security and threat ana...

 Looking for a credit card that gives you great rewards without the extra cost? Here are the top credit cards in Canada that offer cash back and charge no annual fee. 1. Tangerine Money-Back Credit Card Cash Back: 2% in up to three spending categories Intro Offer: Additional bonus categories for first 2 months Perks: No annual fee, flexible rewards 2. SimplyCash Card from American Express Cash Back: 1.25% on all purchases Intro Offer: 4% cash back for first 6 months Perks: Amex Offers, Front Of The Line access 3. BMO CashBack Mastercard Cash Back: 3% on groceries, 1% on recurring bills Intro Offer: Up to 5% cash back for first 3 months Perks: Purchase protection and extended warranty 4. Rogers Mastercard Cash Back: 1.5% on all purchases, 3% in USD Intro Offer: None Perks: Great for travelers, no annual fee 5. CIBC Dividend Visa Card for Students Cash Back: 2% on groceries, 1% on other categories Intro Offer: $30 welcome bonus Perks: Great for students and beginners C...

 Refinancing your mortgage can save you money, lower your interest rate, or help you access home equity. In 2025, the Canadian mortgage market continues to offer opportunities for smart refinancing. Here’s a step-by-step guide to help you navigate the process. Step 1: Understand Why You Want to Refinance Common reasons include: Lowering monthly payments Reducing interest rates Switching from variable to fixed-rate Accessing home equity for renovations or debt consolidation Step 2: Check Your Current Mortgage Terms Look for: Prepayment penalties Remaining amortization period Current interest rate Step 3: Evaluate Your Financial Situation Lenders will assess your: Credit score Income and employment Debt-to-income ratio Property value Step 4: Shop Around for Lenders Don't settle for the first offer. Compare: Big banks Credit unions Mortgage brokers Use online mortgage comparison tools to find the best rates. Step 5: Choose the Right Refinancing Option Rate-and-term refinance: Lower i...

 Life insurance is a crucial financial tool that provides peace of mind and security for your loved ones. In Canada, there are various life insurance policies available, and choosing the right one depends on your needs, financial goals, and family situation. Here's a detailed guide on the top 10 life insurance policies in Canada. 1. Manulife Life Insurance Manulife is one of Canada's largest insurance companies, offering a wide range of policies including term life, whole life, and universal life. Their customizable plans and strong customer service make them a top choice. 2. Sun Life Financial Sun Life is known for its flexible policies and strong financial stability. They offer both term and permanent insurance with options for investment-linked plans. 3. Canada Life Canada Life provides comprehensive coverage options and competitive rates. Their term life insurance is especially popular among young families. 4. Industrial Alliance (iA Financial Group) iA Financial Group offe...

A honeymoon is more than just a vacation; it’s a celebration of love, a chance to create unforgettable memories with your partner. While popular honeymoon destinations like Paris, Maldives, and Bali are undeniably beautiful, some hidden gems offer an equally breathtaking and unique experience. If you’re looking for something out of the ordinary, these 10 secret honeymoon destinations in 2025 will amaze you. And trust us—#3 will leave you absolutely speechless! 1. Lofoten Islands, Norway Imagine waking up in a cozy cabin overlooking majestic fjords and the Northern Lights dancing in the sky. The Lofoten Islands in Norway offer dramatic scenery, remote beaches, and a romantic escape away from the crowds. From kayaking in the crystal-clear waters to enjoying fresh seafood under the midnight sun, this destination is perfect for adventurous couples who love nature and tranquility. 2. The Azores, Portugal The Azores, a volcanic archipelago in the Atlantic Ocean, is often referred to as ...